How Do I Get a Rental Car & Who Pays for It?

The at-fault party's insurance company should provide you with a rental car for the time it takes to repair your vehicle. If your vehicle is deemed to be a total loss, the insurance company will provide you with a rental vehicle until an offer is made on your total loss vehicle. Keep in mind that rental car coverage is for the cost of the rental vehicle only, not the cost of any additional insurance coverage that you purchase for the rental vehicle. So, before you purchase the additional insurance for the rental vehicle, check with your insurance agent to see if your own policy provides coverage for you when you are driving a rental vehicle.